Thursday, October 23, 2025

Coinbase Empowers LLMs with ‘Payments MCP’ for Enhanced Wallet Actions

Coinbase has launched Payments MCP, an innovative protocol designed to integrate AI language models, like Gemini and Claude, with crypto wallets for seamless wallet operations and stablecoin payments using natural language commands. This new developer tool, part of the x402 Foundation initiative alongside CloudFlare, allows for local deployment and full customization, standardizing payments within the crypto economy. Payments MCP empowers AI agents to autonomously execute transactions, enhancing agentic commerce where machines can act independently in economic activities. Utilizing the x402 standard, which enables machine-to-machine crypto transfers, stablecoin payments can be executed swiftly on a pay-per-use basis. The system supports secure transactions with features such as wallet spending limits and compliance checks, fostering a 24/7 programmable economy. By reducing the need for human intervention and simplifying processes, Payments MCP revolutionizes the user experience, paving the way for frictionless AI-driven commerce and efficient autonomous transactions.

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