OpenAI has approved the first AI application for insurance within ChatGPT, developed by Tuio using WaniWani’s infrastructure. This enables real-time home insurance quotes directly through the chat interface, with plans for end-to-end policy purchases soon. According to a 2025 Express Legal Funding study, 33% of U.S. adults have sought financial advice via ChatGPT, reflecting a shift in consumer behavior towards conversational AI for dynamic services.
The Tuio app utilizes natural dialogue to collect underwriting inputs and deliver personalized quotes from regulated carriers, streamlining the traditionally cumbersome insurance purchasing process. This innovation marks a significant trend, with Insurify also receiving approval for a similar initiative.
Experts like Tuio’s CEO Juan GarcÃa and WaniWani’s Raphael Vullierme emphasize the transformative potential of AI in reshaping insurance distribution, benefiting all insurers as the industry adapts to this new landscape. The future of direct-to-consumer insurance is evolving rapidly.
Source link
