To avoid a holiday-debt hangover, start your shopping early. With ongoing trade tensions affecting prices and availability, 28% of consumers plan to shop earlier than usual, as highlighted in NerdWallet’s 2025 Holiday Spending Report. Major retailers like Amazon and Walmart are launching early Black Friday sales, offering price guarantees and flexible return policies. Comparison shopping is essential—use tools like Camelcamelcamel and Honey to verify discounts. Always research price legitimacy and consider cashback options through portals like Rakuten. AI can also assist in finding better deals and summarizing customer reviews, but verify the information. Explore refurbished products from brands like Apple and Samsung for significant savings, ensuring that items are “certified refurbished” for quality assurance. Lastly, consider return policies; gift receipts can simplify returns. For expert guidance, Checkbook.org provides unbiased consumer tips to help you save money this season.
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