In 2026, AI agents will become critical in compliance with new AI and cybersecurity regulations, such as the EU AI Act and SEC disclosure requirements, shifting the focus from human access to AI governance in financial processes. Organizations must ensure traceable logic and clear data lineage concerning AI actions within systems like ERP and CRM. The SEC mandates disclosure of material cyber incidents, emphasizing identity governance for AI that influences financial reporting. As non-human identities surpass human users, organizations face increased risks from “shadow AI,” highlighting the necessity for strict identity lifecycle management. A robust AI identity governance framework involves a unified inventory of identities, policy-driven lifecycle management, continuous access monitoring, and comprehensive audit trails, aligning with regulatory expectations. Whereas many entities still rely on manual processes, transitioning to a federated approach will enhance control, reduce costs, and build trust, ensuring organizations can confidently manage their AI risk.
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