Affirm Holdings Inc. (NASDAQ:AFRM) is enhancing its AI-powered commerce capabilities through an expanded partnership with Stripe. This collaboration introduces AI-assisted shopping via shared payment tokens, allowing AI agents to facilitate purchases using a shopper-approved method while safeguarding sensitive payment details. Customers can select Affirm during AI-driven checkouts, undergoing instant eligibility reviews, repayment scheduling, and purchases without leaving the AI interface. Stripe will manage the seamless payment flow to support Affirm’s pay-over-time options. Affirm’s financing model is purchase-specific, distinct from revolving credit, and the company is actively integrating installment payments into other platforms, including Google’s protocols. Recently, Affirm reported strong Q2 earnings, with revenue of $1.12 billion and active customers growing to 25.8 million. The company has proactively raised its fiscal 2026 revenue outlook to between $4.09 billion and $4.15 billion. Affirm’s stock showed a modest increase, priced at $48.33 during premarket trading.
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